Choose the Right Credit Card for You
All credit cards are not created equal. Some offer low rates and exceptional rewards programs. Some help you donate to worthwhile causes. How do you choose between all of these great options? There's no need. At Blackhawk Community Credit Union, we make it easy because our Visa® credit cards come with all of the above, and more.
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|
Visa® Local First Credit Card |
Visa® Great Rate Credit Card |
Visa® REWARD$ Credit Card |
| Annual Fee | NO Annual Fee | NO Annual Fee | NO Annual Fee |
| Rewards | -- | -- | 1.5 Reward Points on Purchases |
|
Purchase, Cash Advance & Balance Transfer APY*
(Varies with Prime Rate)
|
Up to 24%
|
Up to 24%
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Up to 24%
|
| Foreign Transaction Fee** | 1% | 1% | 1% |
| Late Fee | Up to $25 | Up to $25 | Up to $25 |
| Penalty APY | None | None | None |
| Returned Payment Fee | $15 | $15 | $15 |
| Cash Advance Fee | $5 | $5 | $5 |
| Minimum Payment |
2% of Balance or $25
(whichever is greater)
|
2% of Balance or $25
(whichever is greater)
|
2% of Balance or $25
(whichever is greater)
|
| Details |
Our Local First Credit Card Supports a Local Non-Profit.
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Our Great Rate Credit Card has a Low Rate.
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Our REWARD$ Credit Card Earns 1.5 Reward Points on Every $1 in Purchases.
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All these cards feature:
- No Annual Fee
- No Balance Transfer Fee
- Low variable rate(Opens in a new Window)(Opens in a new Window)
- Contactless "tap to pay" card(Opens in a new Window)(Opens in a new Window)
- Local servicing, so you talk directly to us(Opens in a new Window)(Opens in a new Window) if you have a problem
- Online management of your card(Opens in a new Window)(Opens in a new Window) includes Account Information, Balance Transfers, Automatic Payments, Lock/Unlock Card and Travel Notifications
- Mobile Wallet convenience such as Apple Pay, Samsung Pay or Google Pay
- Automated Fraud Alerts available 24/7/365 - notifies you if there is a suspicious transaction
- Free $250,000 in travel accident insurance
As well as these Visa® Benefits:
- Visa®'s Zero Liability Policy(Opens in a new Window)(Opens in a new Window) is Visa®’s guarantee that you won't be held responsible for unauthorized charges made with your account information
- Visa®(Opens in a new Window)(Opens in a new Window) Purchase Alerts(Opens in a new Window)(Opens in a new Window) will email or text Visa® cardholders in near real-time of transaction activity on their enrolled card(s)
- Visa®Click to Pay(Opens in a new Window)(Opens in a new Window)(Opens in a new Window) for a faster, easier, and more secure way to pay online
- (Opens in a new Window(Opens in a new WindoRoadside Dispatch®(Opens in a new Window)(Opens in a new Window) a pay-per-use roadside assistance program
- Identity protection through the ID Navigator Powered by Norton LifeLock™(Opens in a new Window)(Opens in a new Window)
- Dovly Uplift®(Opens in a new Window)(Opens in a new Window) credit score improvement service
- Sofar Sounds(Opens in a new Window) presale access to select concerts
- Shipt(Opens in a new Window) online delivery service
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Apply anytime, anywhere.
For your convenience, you can apply for your Blackhawk credit card in one of three easy ways:
- Online: Apply Now!(Opens in a new Window)
- In person: Schedule an appointment.
- Phone: Call us at 608.755.6065 or 800.779.5555.
*See the website disclosure for details.
** A 1% Visa® International Service Assessment Fee will be assessed on all transactions where the merchant country differs from the United States (which may include internet transactions), regardless of whether you are located inside or outside the United States at the time of the transaction.