Everyone is different. We've taken that into account.
We offer four high-value options for people of different lifestyles and life stages. The good news is that they all come with a long list of features that can save you time and money.
- No minimum balance
- VISA Secure Remote Commerce for a faster, easier, more secure way to pay online
- VISA Roadside Dispatch protection benefit
- Free 24/7 access to Online Banking, Mobile Banking and Bill Pay
- Free Member Alerts that provide timely information about your account status
- Free check images and no per-check fee
- Access to eStatements that offer detailed information about your accounts and transactions
- Direct deposit of paychecks and benefit checks
- Federal Deposit Insurance through the NCUA
Ready to make the switch to Blackhawk? Our Financial Switch Kit provides an easier way to move your accounts from one place to here.
| Details | Hawks | Liberty | Advantage Plus | Legacy (Age 55+) |
|---|---|---|---|---|
| Age Requirements | 13-17 | 18+ | 18+ | 55+ |
| Product/Service Requirements |
 |
eStatements | Direct deposit/debit card/loan | |
| Monthly Fees | |
$5 if requirements are not met |
$5 if requirements are not met |
|
| Earns Dividends |
Variable rate
Earned daily
Compounded quarterly
|
|
Tiered variable rate
Earned daily
Compounded quarterly
|
Tiered variable rate
Earned daily
Compounded quarterly
|
| Minimum to Earn Dividends | |
|
$100 or more |
$500 or more |
| Direct Deposit | Available | Available | 1 required per month | Available |
| eStatements | Available | Required | Available | Available |
| Debit Card |  (With approval) |
|
Required | |
| Overdraft Privilege Limit | |
$400.00* | $700.00* | $700.00* |
| Checks*** | 1st box of 25 free | Free checks not included | 1st box of 25 free | Yes (BHCCU design or $25 credit) |
| ATM Transactions (using either an ATM card or Debit card) |
Unlimited BHCCU and 6 non-BHCCU ATM transactions** |
Unlimited BHCCU and 6 non-BHCCU ATM transactions**
|
Unlimited BHCCU and 6 non-BHCCU ATM transactions**
|
Unlimited BHCCU and 6 non-BHCCU ATM transactions** |
*Overdraft Privilege is available for eligible checking accountholders. Please refer to your Membership and Account Agreement & Fee Schedule for full details.
**Transactions performed at non-Blackhawk ATM's may be subject to a surcharge fee by the owner of the ATM. BHCCU members will be charged $1.00 for each non-BHCCU ATM transaction after the limit listed in the table above.
***Members OVER 55 who do not have a Legacy Checking Account are allowed 1 FREE box of BHCCU design checks per calendar year (or a $25 credit for other check styles).