Everyone is different. We've taken that into account.
We offer four high-value options for people of different lifestyles and life stages. The good news is that they all come with a long list of features that can save you time and money.
- No minimum balance
- VISA Secure Remote Commerce for a faster, easier, more secure way to pay online
- Free VISA® debit card with CURewards that makes it easy to earn high-quality merchandise
- VISA Roadside Dispatch protection benefit
- Free 24/7 access to Online Banking, Mobile Banking and Bill Pay
- Free Member Alerts that provide timely information about your account status
- Free check images and no per-check fee
- Access to eStatements that offer detailed information about your accounts and transactions
- Direct deposit of paychecks and benefit checks
Ready to make the switch to Blackhawk? Our Financial Switch Kit provides an easier way to move your accounts from one place to here.
| Details | Hawks | Liberty | Advantage Plus | Legacy (Age 55+) |
|---|---|---|---|---|
| Age Requirements | 13-17 | 18+ | 18+ | 55+ |
| Product/Service Requirements |
 |
eStatements | Direct deposit/debit card/loan | |
| Monthly Fees | |
$2 if requirements are not met |
$5 if requirements are not met |
|
| Earns Dividends |
Variable rate
Earned daily
Compounded quarterly
|
|
Tiered variable rate
Earned daily
Compounded quarterly
|
Tiered variable rate
Earned daily
Compounded quarterly
|
| Minimum to Earn Dividends | |
|
$100 or more |
$500 or more |
| Direct Deposit | Available | Available | 1 required per month | Available |
| eStatements | Available | Required | Available | Available |
| Reward Debit Cards |  (With parent approval) |
|
Required | |
| Overdraft Privilege Limit | |
$400.00* | $700.00* | $700.00* |
| Checks | 1st box of 25 free | Free checks not included | 1st box of 25 free | Yes (BHCCU design or $25 credit) |
| ATM Transactions (using either an ATM card or Debit card) |
Unlimited BHCCU and non-BHCCU ATM transactions* |
Unlimited BHCCU and non-BHCCU ATM transactions*
|
Unlimited BHCCU and non-BHCCU ATM transactions*
|
Unlimited BHCCU and non-BHCCU ATM transactions* |
*Transactions performed at non-Blackhawk ATM's may be subject to a surcharge fee by the owner of the ATM.
*Overdraft Privilege is available for eligible checking accountholders. Overdraft Privilege will cover checks, drafts, electronic funds transfer, debit card transactions, ATM withdrawals, and other withdrawal requests for a fee of $30 each time you use it. The overdraft must be paid within 30 days and the checking account must have a positive balance for a minimum of 24 hours. We may refuse to pay an overdraft at any time, even though your account is in good standing and we may have paid overdrafts in the past. You will be notified of any returned items by mail.