Sugar Daddy & Sugar Momma Scam

Sugar Mama & Sugar Daddy Scam 
Who’s the target?

Mainly young people and college students, but anyone can be susceptible.

What’s their goal?

To obtain your money by sending you a fraudulent payment that you are then instructed to pay back or split with someone else using your own legitimate funds.

How do they do it?

A stranger reaches out to you on social media or a dating app offering to help you out in the form of a weekly or monthly allowance. Then, they will send you a counterfeit payment and ask you to send a portion of the money to someone you don’t know. You then deposit the counterfeit check and send a payment to someone else as instructed. Before you know it, the check you deposited is returned as illegitimate, you’ve sent your money to a third party, and the payment you thought you had is gone along with your own funds.

Red flags:
  • They’re offering to help you out, and sympathizing with your money problems
  • They’re offering a weekly or monthly allowance
  • They’re asking you to send money to someone you don’t know
How can we stay safe?
  • Don't answer strangers on social media
  • Safeguard your private information
  • Don't send payments of any kind to someone you don't know
If you think you have been scammed:
  • Contact all your financial institutions as soon as possible
  • Contact
  • Contact the Social Security Fraud Hotline (if applicable)
  • Contact the DMV (if applicable)

BHCCU Resources

Angie Hoium
BHCCU Fraud & BSA Officer

to learn about upcoming events
hosted by Angie. These seminars
feature an honest conversation
about fraud and ways to keep
yourself safe.
Visit our Personal Data Protection page to learn more ways to stay protected!