The Visa® Local First Credit Card - Because Local Matters. Make a Difference with Your Card.
Visa® Local First Credit Card Benefits
- No Annual Fee
- No Balance Transfer Fee
- Low Variable Rate
- Contactless "Tap to Pay" Card
- Norton LifeLock™ ID Protection
- Local servicing means you talk directly to us if you have a problem
- Online Management of your card includes Account Information, Balance Transfers, Automatic Payments, Lock/Unlock Card and Travel Notifications
- Mobile Wallet convenience such as Apple Pay, Samsung Pay, or Google Pay
- Automated Fraud Alerts available 24/7/365 that notifies you if there is a suspicious transaction
- Visa®'s Zero Liability Policy Visa®’s guarantee that you won't be held responsible for unauthorized charges made with your account information
- Visa® Purchase Alerts emails or texts Visa® cardholders in near real-time of transaction activity on their enrolled card(s)
- Visa®Click to Pay for a faster, easier, and more secure way to pay online
- Free $250,000 in Travel Accident Insurance
- Visa® Benefit: Roadside Dispatch® a pay-per-use roadside assistance program
- Visa® Benefit: Sofar Sounds presale access to select concerts
Important Phone Numbers
- Activate your card by calling 800.631.3197
- Request or change your PIN by calling 888.886.0083
- Report your card lost or stolen at 800.449.7728
- Report your card lost or stolen internationally (collect call) at 727.299.2449
- Report fraud on your card at 888.918.7313
*See the website disclosure for details.
A 1% Visa® International Service Assessment Fee will be assessed on all transactions where the merchant country differs from the United States (which may include internet transactions), regardless of whether you are located inside or outside the United States at the time of the transaction.
A 1% Visa® International Service Assessment Fee will be assessed on all transactions where the merchant country differs from the United States (which may include internet transactions), regardless of whether you are located inside or outside the United States at the time of the transaction.

