Visa® Consumer Debit Card
Your Visa® Debit Card works like an "electronic" check. When you use it, your purchase amounts are taken directly from your Checking Account. Use your Contactless "Tap to Pay" Card anywhere Visa® is accepted.
Enjoy Your Visa® Debit Card Perks
- Local Servicing
- You talk directly to us if you have a problem.
- Automated Fraud Alerts (Available 24/7/365)
- Notifies you if there is a suspicious transaction.
- Card Lock/Unlock
- A feature located in Digital Banking.
- Mobile Wallet Convenience
- Such as Apple Pay, Samsung Pay, or Google Pay.
- Visa®'s Zero Liability Policy
- Visa®’s guarantee that you won't be held responsible for unauthorized charges made with your account information.
- Visa® Purchase Alerts
- Visa® Debit cardholders can sign up to receive activity alert emails (in near, real-time of transaction) on their enrolled cards.
- Visa® Click to Pay
- For a faster, easier, and more secure way to pay online.
- Visa® Benefits
- Roadside Dispatch® – a pay-per-use roadside assistance program.
- Sofar Sounds – presale access to select concerts.
Debit Cards
Using Your Debit Card
- Make Purchases: Use your Debit Card anywhere Visa® is accepted. Funds are deducted directly from your Checking Account.
- Withdraw Cash: Access cash from your Checking or Savings Account at ATMs.
- Get Cash Back: Receive cash back when making eligible in-store purchases with your Debit Card.
- Track Your Spending: View your transaction history through online banking or on your account statement.
- International Transactions: A 1% Visa® International Service Assessment Fee applies to transactions processed outside the United States, including some online purchases, regardless of where you are when the transaction is made.
Instant Issue Debit Cards
Instant Issue Debit Cards
Available for a small fee at select branches:
- Janesville Westside (Court Street)
- Janesville Eastside (Milwaukee Street)
- Janesville Southside (Center Avenue)
- Kenosha (75th Street)
Design Your Visa® Card
Cardholders have two options when choosing their card's background image.
- Choose from our image gallery ($10)
- Upload a personal image ($15)
Debit Card Scam Awareness
Beware of Scams – If it is “too good to be true” it probably is!
Exercise care in protecting your card and notify us immediately, by phone or in-person, of any suspicious or unauthorized transactions.
- Keep your Personal Identification Number (PIN) in a secure location, separate from the card.
- When you pay in-person don’t allow others around you to see your credit card number.
- Only purchase from secure online websites. Check for the lock in the website address bar:
- Monitor your account activity daily.
- Be careful who you give your card information to.
- Read the fine print before making a purchase online.
- For example: What is the return policy? Do they save your card information?
- For example: What is the return policy? Do they save your card information?