The Credit Card That's Right for You
Some offer low rates and exceptional rewards programs. Some help you donate to worthwhile causes. Whether you’re looking for everyday convenience, rewards, flexibility, or a way to build your credit, we have a card designed to fit your lifestyle and help you reach your financial goals.
- Low Variable Rate
- No Annual Fee & No Balance Transfer Fee
- We're In Your Community!
- Service Local to You – Talk directly with us when you have a question or need help.
Compare Cards
Payment OptionsBHCCU Visa® Credit Cards
Local First Credit Card
Our Local First Credit Card supports a different local nonprofit each year.
Card Details
Great Rate Credit Card
Our Great Rate Credit Card has a low rate. Shop and compare.
Card Details
REWARD$ Credit Card
Our REWARD$ Credit Card earns 1.5 reward points on every $1 in purchases.
Card Details
The Visa® Local First Credit Card
Same great rate, no annual fee, and the card benefits a local nonprofit!
Local First Premier Partnership
Each year, Blackhawk Community Credit Union awards one nonprofit organization a Premier Partnership donation through our Local First Credit Card program to help support the nonprofit's programs that create meaningful, lasting change throughout the communities we serve. It's our credit card that gives back. Help make a difference for a local nonprofit, use your Local First Credit Card today and be "Local First" with every purchase.
The 2026 Local First Premier Partner
The Visa® Great Rate Credit Card
Low rate and more flexibility. A smarter card for everyday spending.
The Visa® Cash Back REWARD$ Credit Card
Don't miss out, apply today and start earning like never before!
Start Earning CU Rewards Today!
Earn 1.5 Points per $1 Spent*
- Points you can redeem for valuable services and top-quality merchandise including 5,000 bonus points when you spend $1,000 in the first 90 days.
Endless Redemption Possibilities!
- Merchandise
- Gift Cards
- Travel Experiences
- AND CASH BACK! Deposited right into your account or statement credit**.
Notice: 50,000 maximum points earned each calendar year. Points expire every 5 years.
Disclosures: Offer and rates are subject to change without notice. A 1% Visa® International Service Assessment Fee will be assessed on all transactions where the merchant country differs from the United States (which may include internet transactions), regardless of whether you are located inside or outside the United States at the time of the transaction. See disclosures for details.
*Does not include balance transfers, cash advances, finance charges, etc.
**2,500 points minimum required to redeem for cash back or statement credit.
BHCCU Card Features
All our credit cards come with these awesome features!
- Mobile Wallet
- Convenience such as Apple Pay, Samsung Pay, or Google Pay.
- Contactless "Tap to Pay" Card
- To make a purchase, simply tap your card and pay.
- To make a purchase, simply tap your card and pay.
- Manage Your Card Online
- Access Account Information & Travel Notifications
- Online Autopay, Balance Transfers, & Lock/Unlock Card
- Automated Purchase & Fraud Alerts
- Travel Accident Insurance
- Automatically insured up to $250,000 (See PDF).
- Automatically insured up to $250,000 (See PDF).
- Free Secure ID Protection
Visa Security Benefits
Visa Purchase Alerts
Get a text or email whenever you pay with your Visa card.
Alerts from BHCCU powered by Visa® help you reduce fraud and monitor your spending anytime, anywhere.
Visa Click to Pay
Shop online with a faster, easier, and more secure checkout. Look for the Visa Click to Pay 
when shopping online to skip entering your card number and lengthy payment forms.
when shopping online to skip entering your card number and lengthy payment forms.Visa Benefits
At Blackhawk Community Credit Union, we make it easy because our Visa® credit cards come with all of the above, and more.