What Does Blackhawk Community Credit Union Do with Your Personal Information?
2022 Privacy Policy
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand Blackhawk Community Credit Union’s Privacy Policy. |
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| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Blackhawk Community Credit Union chooses to share, and whether you can limit this sharing. |
| Reasons We Can Share Your Personal Information | Does BHCCU Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
Yes | No |
| For our marketing purposes – To offer our products and services to you. |
Yes | No |
| For joint marketing with other financial companies. | Yes | No |
| For our affiliates’ everyday business purposes – Information about your transactions and experiences. |
No | We Do Not Share |
| For our affiliates’ everyday business purposes – Information about your creditworthiness. |
No | We Do Not Share |
| For our affiliates to market to you. | No | We Do Not Share |
| What We Do | |
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| How does BHCCU protect my information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. |
| How does BHCCU collect my information? | We collect your personal information, for example, when you:
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| Why can’t I limit all sharing? | Federal law gives you the right to limit only:
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| Definitions | |
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| Affiliates |
• Blackhawk Community Credit Union has no affiliates. |
| Non‑Affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Non-affiliates we share with can include insurance companies, federal, state, and local governments (as permitted by law), direct marketing companies, product servicing companies, consumer reporting agencies, credit card companies, and auditors. |
| Joint Marketing | A formal agreement between Blackhawk Community Credit Union and a non-affiliated financial company where we jointly market financial products or services to you. • Our joint marketing partners include financial service providers. |
| To Limit Sharing |
• Call 800.779.5555 – Our menu will prompt you through your choice(s).
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as long as described in this notice. However, you can contact us at any time to limit our sharing.
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| Questions? |
Call 800.779.5555 or go to bhccu.org.
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Notices and Joint Relationships
Except where expressly required by applicable law, we will provide all notices to the person listed first on any application, agreement or other relevant document with us. The notice will be mailed to the address noted for said person on the application, agreement or other document. If this person has agreed to receive notices and disclosures electronically, then we can send all such notices and notifications, to the e-mail or Internet address provided by said person; or we shall post or otherwise give notice by posting a notice, providing a link or using such other electronic methods authorized under applicable laws and/or regulations. All joint owners, borrowers and guarantors agree to the receipt and sufficiency of any notice or notification sent according to this paragraph.
Modification
Blackhawk Community Credit Union reserves the right to modify, change or amend this Privacy Policy and Agreement at any time without notice other than as expressly required by applicable law.
What Members Can Do To Help
Protect your account numbers, card numbers, PINs (personal identification numbers), and passwords. In particular, never keep your PIN with your debit card or credit card, as that makes you vulnerable in the event you lose your card or your card is stolen. Use caution in revealing account numbers, social security numbers, etc. to other persons. In particular, if a caller tells you he/she is calling you on behalf of Blackhawk Community Credit Union and asks for your account number, you should beware. Legitimate Blackhawk Community Credit Union staff would already have access to that information. It’s important that Blackhawk Community Credit Union has current information about how to reach you. If we detect potentially fraudulent use of your account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.
Protecting Children
We do not knowingly solicit or collect data from children and we do not knowingly market to children online. We recognize that protecting children’s identities and online privacy is important and that responsibility rests with us and with parents.