Mortgage Loan Officers


Meet Our Trusted Mortgage Loan Officers

Discover the Mortgage That’s Perfect for You
Amanda Schwartz
Mortgage Loan Officer
Ann Welsh
Mortgage Loan Officer
Rosie Santiago
Mortgage Loan Officer
Stephanie Heaslip
Mortgage Loan Officer
Logan Holmes
Mortgage Loan Officer
Tim Huie
Mortgage Sales Manager












Our Mortgage Team

Whether you're purchasing your first home, upgrading your space, or refinancing, our experienced Mortgage Loan Officers (MLOs) are ready to guide you every step of the way. Making your homebuying journey smooth, simple, and enjoyable from application to closing.

The Blackhawk Community Credit Union Mortgage Team is a combination of years of experience, dedication, and drive to see members in our community achieve BIG goals. Led by our Mortgage Sales Manager, Tim Huie, who ensures the team has the guidance and support it needs. Our skilled MLOs are ready to assist you directly with filling out your application, answering your questions, and helping you navigate every step of your home financing journey.



















































MEMBER TESTIMONIALS

Our Happy Homeowners

See Why Our Members Love Working with Our Mortgage Loan Officers
I’ve recently financed a home through BHCCU. This is my fourth home purchase and every time I've had a mortgage through Blackhawk. I’ve had nothing but pleasant experiences throughout the years but this time was above and beyond. Amanda’s stellar work and attention to detail made the mortgage process as close to enjoyable as humanly possible. Her professionalism, communication and positive attitude make a big difference and created a wonderful experience. Thank you and your team for all the hard work, it does not go unnoticed.

Ashley

My experience with Amanda Schwartz at Blackhawk Community Credit Union was great! She made what is usually a very stressful process so stress-less. She couldn’t have made the loan process any smoother!

Billy

Working with Amanda Schwartz was a breeze. She was there every step of the way answering any questions and or concerns—always in communication. Thank you, Amanda!
Mason


As first-time home buyers, we weren’t even sure where to start. Ann Welsh made the mortgage process simple. She helped us every step of the way and was always quick to respond to e-mails and phone calls with any questions we had. We would definitely recommend Ann at Blackhawk Community Credit Union for your lending needs!

Lukas & Heather

After 26 years in our home, we were ready to downsize nearby and also had a dream of a retirement home in a warmer climate. Our knowledge of financing in the current market was certainly lacking. We were so blessed to have chosen Blackhawk Community Credit Union, and more specifically, Ann Welsh, to work with! There were several unexpected twists and turns in our journey and Ann patiently and professionally guided us through the process to a very gratifying result. Ann’s commitment to and knowledge of the industry is exemplary.

Chryste & Mary

Ann Welsh was easy to work with and very thorough as we worked through the application and closing processes for our mortgage. She answered all our questions in her friendly manner and made the entire process simple.

Deborah & Michael

Ann Welsh was absolutely amazing to work with when purchasing my first home. She is extremely knowledgeable, reliable, and efficient. She truly has your best interest at heart. You will not regret working with her!

Alayna

Ann Welsh made my home-buying experience in Milton so easy. I didn't worry about paperwork or the handling of my money during the transaction. I will definitely recommend her to anyone I hear of who may be in the process of buying a home! Thanks, Ann, for all your help and expertise!
Donna


From the beginning of the process, Rosie Santiago was there for me every step of the way. My circumstances were not a normal refinance due to the divorce not being finalized. Rosie was very patient with me, and always on top of everything that was needed. She was always readily available when I had questions and quick to respond. I thank Rosie so much for the kindness and professionalism she showed me, during a difficult, scary time in my life of taking over a mortgage on my own. Blackhawk Community Credit Union is lucky to have Rosie!

Deanna

I called Rosie Santiago to help my husband and I refinance our house. She was awesome, professional and answered all my questions. We had come on some difficult times, and Rosie was able to help us through them financially and eased my fears all along the way. She walked me through the steps, always called me back and never over promised. She is my mortgage professional for years to come. Thank you for all you do, Rosie!

Angela & Timothy

There were numerous reasons we chose Blackhawk Community Credit Union, but the main reason we stay is Rosie Santiago. When looking for a bank, it was important to us to be able to build a relationship with someone we could trust. Rosie is all that and more! We are in the process of selling and purchasing homes and Rosie has been there every step of the way. She has taken the stress off our shoulders--every question answered. Sometimes she would have to explain the same question over and over again because she knew I didn’t quite get it. Professionally, her knowledge, service and experience are top-notch. Personally, her smile and genuineness make us feel welcome. We want everyone to know what an asset Rosie is to the Delavan branch, and she deserves to be recognized for her talents.
Greg & Denise


My partner and I recently closed on a new construction home, and I cannot say enough about the outstanding service we received from Stephanie Heaslip at Blackhawk Community Credit Union.

What should have been a straightforward closing became a challenging process due to multiple construction delays and a builder who was often difficult to reach and not particularly proactive with communication. Throughout every setback, Stephanie was the one constant we could count on.

Her persistence was remarkable. She stayed on top of every detail, followed up relentlessly when information was needed, and made sure nothing fell through the cracks despite the ever-changing timeline. Just as importantly, her communication was exceptional. She kept us informed every step of the way, promptly answered our questions, and consistently provided updates so we never felt left in the dark.

Buying a home is stressful enough, but building a new home with repeated delays can test anyone's patience. Stephanie's professionalism, dedication, and genuine commitment to helping us reach the finish line made all the difference. She went far above and beyond what we expected from a loan officer and turned what could have been an overwhelming experience into one we could successfully navigate with confidence.

If you're looking for someone who truly advocates for her clients, communicates clearly, and follows through on every promise, I highly recommend Stephanie. She is an incredible asset to Blackhawk Community Credit Union, and we are extremely grateful for everything she did to help us get into our new home.

Tammy & Rick


Working with Tim has been the best experience. Building a home for the first time, I had many questions and concerns, all of which were answered in detail by Tim. He made sure I had all the information I needed to make important, well-informed decisions. He looked at all possible options to provide me with the best rates and educated me on what I could do to help myself in the process. Tim is also personable and easy to talk to which put me at ease. I would recommend Tim to any of my friends or family looking for a lender they can trust! BHCCU is very lucky to have him! Thank you for all that you do, Tim!

Sue

We found the perfect house when we least expected to and needed to quickly secure financing. Our realtor introduced us to Tim Huie at Blackhawk Community Credit Union who agreed to meet with us within the hour. Two hours later, we left Tim’s office with our mortgage financing in order. This was not a small accomplishment as we also arranged for a bridge loan on our existing home until we were able to sell it. Tim and his associates were accurate, professional, and efficient in all of our interactions. We would highly recommend Tim and Blackhawk Community Credit Union for all of their banking needs.

Becky

My Husband and I worked with Tim Huie on our first mortgage, and we couldn’t have asked for a better lender. Tim was always there and willing to help answer questions with a prompt professionalism. Tim went over different options with us and helped navigate the options to pick the best choice for us and our family. We will continue sending all our friends and family to Tim and will return for future needs as well. Purchasing a home is a huge deal and can be such a stressful time but with an amazing Mortgage lender like Tim to help along the way makes a world of difference. Thank you, Tim for all that you do for us and others!

Anna & Adam

Thanks to Tim Huie for his help through the whole process! Tim did an outstanding job making sure we had understanding at each point in the transaction, especially the confusing taxes. We also appreciated his willingness to jump on any item that would come up to provide a quick turnaround. We are thankful we had Tim’s help.
Larry


















Explore Our Mortgage Loans.

From Application to Closing with Confidence

Behind our attentive team, you can feel confident knowing your mortgage experience is in reliable hands. We take pride in our personal approach and proven success throughout the years.

  • It's because of our results that we can ensure our Mortgage Loan Officers deliver exceptional service.
Just ask our trusted Members when you're out in the community!