Guaranteed Asset Protection (GAP)
If you should happen to be involved in an accident and your vehicle is deemed a total loss, GAP covers the difference between your outstanding loan balance and the actual cash value of the vehicle (insurance company settlement). In addition to eliminating your out-of-pocket expense for your remaining loan balance.
- Helps you avoid financial hardship and afford a replacement vehicle
- Prevents the deficiency balance from being added to a new loan
- Helps protect your credit rating
- Provides low-cost protection, with a 90-day full refund
Debt Payment Protection (DPP)
Debt Payment Protection is a low cost, optional product that can make a payment to the credit union to reduce or payoff a loan if you are totally disabled by a covered sickness or accident. Products are available to relieve financial pressure in the event of death, disability, or involuntary unemployment.
Mechanical Repair Coverage (MRC)
Mechanical Repair Coverage helps protect you from costly repairs on your vehicle. This coverage may help limit unexpected, covered repair costs as your vehicle ages, potentially saving you thousands of dollars in repairs.
- Provides low-cost protection, with a 60-day free look
