Business Credit Card

Local Businesses Trust Blackhawk Community Credit Union

Our Business Credit Card

The Visa® Business Credit Card gives you the flexibility and purchasing power to keep up. No annual fee, no balance transfer fee, no cash advance fee, and a low variable rate. Plus, we're local!

Built for Your Business. Ready for What's Next.
  • Apply Now – To get started, fill out and complete the Commercial Credit Card Application.
  • Send Our Way – Upload your completed application through our Secure File Upload.









Visa® Business Credit Card

Enjoy competitive rates, convenient purchasing power, and the flexibility your business needs to manage everyday expenses.
 
BHCCU Business Card Features
No annual fee, no balance transfer fee, no cash advance fee, and a low variable rate.
 

Handshake icon Visa Benefits

Star icon CU Rewards

Debit card icon Contactless "Tap to Pay" Card

Shield icon Free Secure ID Protection

Piggy bank icon Mobile Wallet – Convenience such as Apple Pay, Samsung Pay, or Google Pay.

Bar graph icon Manage Your Card Online – Access Account Information, Travel Notifications, Autopay, Balance Transfers, & Lock/Unlock Card.

Megaphone icon Automated Purchase & Fraud Alerts – 24/7/365.

Car icon Travel Accident Insurance – Automatically insured up to $250,000 (See PDF).
























































































Credit Card Interest Charges, Fees, & Disclosures

Annual Fee: None



Balance Transfer: None

Cash Advance: None

Foreign Transaction: A 1% Visa® International Service Assessment Fee will be assessed on all transactions the merchant processes outside the United States (which may include internet transactions), regardless of whether you are located inside or outside the United States at the time of the transaction.


Late Payment: Up to $25 per month, if your minimum payment is not received by the end of the billing cycle as shown on your periodic statement.

Returned Payment: Up to $15 if your payment is returned for any reason.


VISA Credit Cards: Business

Annual Percentage Rate (APR) for Purchases, Cash Advances and Balance Transfers: (APR) is a variable rate, that may increase or decrease when the Prime Rate, as identified in the ‘Money Rates’ column of the Wall Street Journal, changes.

We calculate the APR based on the Prime Rate (Index), plus a margin of 6.20%-8.20% based on credit worthiness. The APR is subject to change quarterly and will take effect on the first day of your January, April, July and October billing cycles, following a change in the Prime Rate.

The APR will never be more than the maximum rate allowed by applicable law. Any increase in the APR may increase your Interest Charges and your Minimum Payment until what you owe has been repaid.



View your Account Agreement for:
  • Calculating Your Balance: An Average Daily Balance Method is used to calculate your balance for purchase balances and cash advance balances.
  • Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.


















Credit Card Tips from the Federal Reserve Board

Have Questions?
Contact our Director of Business Services by calling 608.314.1134.
 
Karen Reilly
Director of Business Services