New Home Purchase
Owning the home that’s right for you may be closer than you think. Whether you’re buying, building, or improving your home, our experienced Mortgage Team is here to guide you toward a loan program that fits your finances, your goals, and what’s next in your journey. Whether you're buying a:
- New House
- New Condo
- Investment Property
- Vacation or Second Home
Our Personalized Mortgage Servicing
- Flexible Application Options
- Online or in-person with a professional Mortgage Loan Officer (MLO).
- Down Payment Options
- As low as 3% for qualified first-time homebuyers.
- Competitive Rates and Loan Programs
- See Current Rates.
- Offering Bridge Loan and Home Equity Solutions
- To help you leverage your current home’s equity.
- Optional Low or No Closing Costs
First Step, Apply
Applying and getting pre-approved gives your homebuying journey a strong foundation. It's one of the smartest first steps to take when buying a home.
- Applying is fast and pre-approvals are free!
Pre-Approval Includes a Review of Your:
- Income
- Credit
- Available Down Payment Funds
Know What You Can Afford: Get a clear picture of your budget before you begin looking at houses, so you can focus on homes that fit comfortably within your financial plan.
Stronger Purchase Offer: When it’s time to make an offer, sellers see that you’re prepared and serious. Helping your offer stand out in a competitive market.Flexible Mortgage Financing Options
Your Mortgage Loan Officer works with you to find which loan product best suits your needs and homeowning goals.
Fixed-Rate
Consistent rate and payment for the life of the loan.
Adjustable-Rate Mortgage (ARM)
Lower initial rate that may adjust over time.
Jumbo Mortgage
For loan amounts above standard limits.