Blackhawk Community Credit Union is committed to helping parents get their children off on the right foot financially. We offer several specially designed packages to help them learn to save, spend and borrow responsibly.

Money Minder Accounts
Ages 12 & Under, Joint Accounts With Adult

	Earn higher interest on savings account balances
	Deposit anytime with the Smart Saver Certificate, featuring no minimum and up to a 12 month term
	Pay allowance automatically with Allowance Transfer
	Enjoy free AJ's Mall Quarterly Newsletter
	Receive coin-sorter bank, Adventures in Savings activity book and Teach Children About Money pamphlet

Money Maker Accounts
Ages 13 to 17, Joint Accounts With Adult

	Earn Money Minder savings rates; Even higher rates when balance is over $1,000
	Enjoy the Smart Saver Certificate, described above
	Obtain an ATM Card with a maximum withdrawal limit*
	Open a checking account** and receive How to Manage Your Checking Account pamplet
	Enjoy free C-Note University Quarterly Newsletter
	Receive the Guide to Money Handbook and Helping Your Teen Become Accountable pamphlet
*	Joint Owner's permission required.
**	Free Gen-Next with no Overdraft Privilege available to ages 13-17 with joint owner's permission.

Money Maker Accounts
Ages 16 & 17, Additional Benefits

	Increase ATM Card maximum withdrawal and gain deposit capability
	Acquire an EZ-Draw VISA® Check Card,* receive Cash Cards Teach Money Management pamphlet
	Sign-up for Online Bill Pay*
	Apply for a share-secured MasterCard® or VISA® Credit Card ($500 limit),* receive The Credit Card Push on Campus pamphlet
	First Time Car Buyer Discount: Receive .25% off interest rate **
*	Joint Owner's permission required.
**	Co-signer required.

Gen-Next Accounts
Ages 18-24, Benefits For Young Adults

	Free Personal Branch Online Banking
	Free Online Bill Pay
	Free eStatements
	Free Check/ATM Card
	Free ATM Access
	No Annual Fee VISA/MasterCard
	Free Gen-Next Checking*
	Free WI Title Fee With Auto Loan (One per member)**
	$50 VISA Gift Card With a Student Loan**
	Free Appraisal With Mortgage Loan (One per member)
	Free Financial Management Information
*	No minimum balance to earn dividends, no monthly fee, Overdraft Privilege to $250.
**	BHCCU checking account required.

Membership automatically makes graduating high school seniors eligible for BHCCU's college scholarships.