Savings
Text size: A A

Current rates

Credit unions are known for “giving back” to their communities with competitive rates on savings, checking, loans, and credit cards.  It is just another benefit of belonging to a cooperative.

 

Effective Date: 9/5/2015 Savings, Checking & Certificate Rates

 

Special Share – IRA Certificate Minimum Div. Rate (%) APY (%)
40 Month $1,000 1.095 1.100
Smart Saver Certificate Minimum Div. Rate (%) APY (%)
12 Month $5 0.399 0.400
Share – IRA Certificate Minimum Div. Rate (%) APY (%)
5 Year $1,000 1.393 1.400
4 Year $1,000 1.195 1.200
3 Year $1,000 0.996 1.000
2 Year $1,000 0.698 0.700
18 Month $1,000 0.648 0.650
12 Month $1,000 0.599 0.600
6 Month (No IRA Available) $1,000 0.300 0.300
3 Month (No IRA Available) $1,000 0.200 0.200
Jumbo Share – IRA Certificate Minimum Div. Rate (%) APY (%)
5 Year $10,000 1.492 1.500
4 Year $10,000 1.294 1.300
3 Year $10,000 1.095 1.100
2 Year $10,000 0.798 0.800
18 Month $10,000 0.748 0.750
12 Month $10,000 0.698 0.700
6 Month $10,000 0.399 0.400
3 Month (No IRA Available) $10,000 0.300 0.300
Variable Rate IRA Minimum Div. Rate (%) APY (%)
None 0.499 0.500
Indexed IRA Minimum Div. Rate (%) APY (%)
Under $1,000 0.000 0.000
$1,000 0.499 0.500
$25,000 0.748 0.750
Wealth Builder Minimum Div. Rate (%) APY (%)
Under $10,000 0.0500 0.0500
$10,000 0.2000 0.2000
$25,000 0.3000 0.3000
$50,000 0.3000 0.3000
$100,000 0.3490 0.3500
Hawks Checking Minimum Div. Rate (%) APY (%)
None 0.0500 0.0500
Legacy Checking Minimum Div. Rate (%) APY (%)
Under $500 0.0000 0.0000
$500 0.0500 0.0500
$1,000 0.0500 0.0500
$2,500 0.0500 0.0500
$5,000 0.0500 0.0500
$10,000 0.0500 0.0500
Advantage Plus Checking Minimum Div. Rate (%) APY (%)
Under $100 0.000 0.000
$100 to $1,000 3.500 3.455
$1,000 0.050 0.050
Business Checking Minimum Div. Rate (%) APY (%)
Under $1,000 0.000 0.000
$1,000 0.050 0.050
$5,000 0.050 0.050
$10,000 0.050 0.050
$25,000 0.050 0.050
$50,000 0.050 0.050
Money Minder Savings (< 12 Years Old) Minimum Div. Rate (%) APY (%)
$5 0.300 0.300
Money Maker Savings (13 to 17 Years Old) Minimum Div. Rate (%) APY (%)
$5 0.300 0.300
$1000 0.996 1.000
Primary Share (Savings) Club Accounts Minimum Div. Rate (%) APY (%)
Primary Share $5 0.100 0.100
Christmas Club $5 0.100 0.100
Vacation Club $5 0.100 0.100
Consumer Loan Rates

 

Cars, Trucks and Motorcycles
Up to 72 months* APR (%)*
2014 & Newer As low as 2.49
2009 to 2013 As low as 3.39
2008 and Older As low as 4.09
Recreational Vehicles
Up to 72 months* APR (%)*
2014 & Newer As low as 5.29
2009 to 2013 As low as 5.89
2008 and Older As low as 6.19
Signature Loans APR (%)*
Up to 48 months As low as 8.74

Variable Rate Loan APR (%)*
Kwik Cash As low as 5.00% over the index.
Index is the prime lending rate as published in the Wall Street Journal
Mercy Health System Loans 2.0% over the index
Share Secured 3% above the certificate rate
3% above the share rate with a minimum rate of 6.0%
Index is the prime lending rate as published in the Wall Street Journal
Mortgage Rates