Savings
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Current rates

Credit unions are known for “giving back” to their communities with competitive rates on savings, checking, loans, and credit cards.  It is just another benefit of belonging to a cooperative.

 

Effective Date: 7/30/2016 Savings, Checking & Certificate Rates

 

Special Share – IRA Certificate Minimum Div. Rate (%) APY (%)
40 Month $1,000 1.095 1.100
Smart Saver Certificate Minimum Div. Rate (%) APY (%)
12 Month $5 0.399 0.400
Share – IRA Certificate Minimum Div. Rate (%) APY (%)
5 Year $1,000 1.541 1.55
4 Year $1,000 1.393 1.40
3 Year $1,000 1.145 1.15
2 Year $1,000 0.897 0.90
18 Month $1,000 0.798 0.80
12 Month $1,000 0.698 0.70
6 Month (No IRA Available) $1,000 0.449 0.45
3 Month (No IRA Available) $1,000 0.35 0.35
Jumbo Share – IRA Certificate Minimum Div. Rate (%) APY (%)
5 Year $10,000 1.64 1.65
4 Year $10,000 1.492 1.50
3 Year $10,000 1.244 1.25
2 Year $10,000 0.996 1.00
18 Month $10,000 0.897 0.90
12 Month $10,000 0.798 0.80
6 Month $10,000 0.549 0.55
3 Month (No IRA Available) $10,000 0.449 0.45
Variable Rate IRA Minimum Div. Rate (%) APY (%)
None 0.499 0.500
Indexed IRA Minimum Div. Rate (%) APY (%)
Under $1,000 0.000 0.000
$1,000 0.499 0.500
$25,000 0.748 0.750
Wealth Builder Minimum Div. Rate (%) APY (%)
Under $10,000 0.250 0.250
$10,000 0.300 0.300
$25,000 0.349 0.350
$50,000 0.399 0.400
$100,000 0.499 0.500
Hawks Checking Minimum Div. Rate (%) APY (%)
None 0.0500 0.0500
Legacy Checking Minimum Div. Rate (%) APY (%)
Under $500 0.0000 0.0000
$500 0.0500 0.0500
$1,000 0.0500 0.0500
$2,500 0.0500 0.0500
$5,000 0.0500 0.0500
$10,000 0.0500 0.0500
Advantage Plus Checking Minimum Div. Rate (%) APY (%)
Under $100 0.000 0.000
$100 to $1,000 3.500 3.455
$1,000 0.050 0.050
Business Checking Minimum Div. Rate (%) APY (%)
Under $1,000 0.000 0.000
$1,000 0.050 0.050
$5,000 0.050 0.050
$10,000 0.050 0.050
$25,000 0.050 0.050
$50,000 0.050 0.050
Money Minder Savings (< 12 Years Old) Minimum Div. Rate (%) APY (%)
$5 0.300 0.300
Money Maker Savings (13 to 17 Years Old) Minimum Div. Rate (%) APY (%)
$5 0.300 0.300
$1000 0.996 1.000
Primary Share (Savings) Club Accounts Minimum Div. Rate (%) APY (%)
Primary Share $5 0.100 0.100
Christmas Club $5 0.100 0.100
Vacation Club $5 0.100 0.100
Consumer Loan Rates

 

Cars, Trucks and Motorcycles
Up to 72 months* APR (%)*
2016 & Newer As low as 2.89
2012 to 2015 As low as 2.89
2011 and Older As low as 3.89
Recreational Vehicles
Up to 72 months* APR (%)*
2016 & Newer As low as 5.54
2010 to 2015 As low as 6.14
2009 and Older As low as 6.44
Signature Loans APR (%)*
Up to 48 months As low as 7.99

Variable Rate Loan APR (%)*
Kwik Cash As low as 5.00% over the index.
Index is the prime lending rate as published in the Wall Street Journal
Mercy Health System Loans 2.0% over the index
Share Secured 3% above the certificate rate
3% above the share rate with a minimum rate of 6.0%
Index is the prime lending rate as published in the Wall Street Journal
Mortgage Rates