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Deposit Rates
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Special Share & IRA Certificate
Smart Saver Certificate
Share & IRA Certificates
Jumbo Share & IRA Certificates
Variable Rate IRA
Indexed IRA
Money Market
High Yield Savings
Advantage Plus Checking
Value Plus Checking
Dividend Plus & Non-Profit Checking
Business Checking
Edge Plus Checking (< 24 Years Old)
Money Minder Savings (< 12 Years Old)
Money Maker Savings (13 to 17 Years Old)
Primary Share (Savings), Club Accounts
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| All Rates Effective: Tuesday, February 9, 2010 |
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Special Share &
IRA Certificate | Minimum | Div. Rate (%) | APY* (%) | | 40 Month | $1,000 | 2.575 | 2.60 | | 30 Month IRA Only | $1,000 | 2.477 | 2.50 | | 23 Month | $1,000 | 2.084 | 2.10 |
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| Smart Saver Certificate |
Minimum |
Div. Rate (%) |
APY* (%) |
| 12 Month |
None |
1.095 |
1.10 |
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| Share & IRA Certificates |
Minimum |
Div. Rate (%) |
APY* (%) |
| 3 Month (No IRA Available) |
$1,000 |
0.748 |
0.75 |
| 6 Month (No IRA Available) |
$1,000 |
0.897 |
0.90 |
| 1 Year |
$1,000 |
1.195 |
1.20 |
| 18 Month |
$1,000 |
1.343 |
1.35 |
| 2 Year |
$1,000 |
1.788 |
1.80 |
| 3 Year |
$1,000 |
2.182 |
2.20 |
| 4 Year |
$1,000 |
2.575 |
2.60 |
| 5 Year |
$1,000 |
2.771 |
2.80 |
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Jumbo Share &
IRA Certificates |
Minimum |
Div. Rate (%) |
APY* (%) |
| 3 Month (No IRA Available) |
$10,000 |
0.847 |
0.85 |
| 6 Month |
$10,000 |
0.996 |
1.00 |
| 1 Year |
$10,000 |
1.294 |
1.30 |
| 18 Month |
$10,000 |
1.492 |
1.50 |
| 2 Year |
$10,000 |
1.887 |
1.90 |
| 3 Year |
$10,000 |
2.280 |
2.30 |
| 4 Year |
$10,000 |
2.673 |
2.70 |
| 5 Year |
$10,000 |
2.869 |
2.90 |
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| Variable Rate IRA |
Minimum |
Div. Rate (%) |
APY* (%) |
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None |
0.748 |
0.75 |
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| Indexed IRA |
Minimum |
Div. Rate (%) |
APY* (%) |
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Under $1,000 |
0.000 |
0.00 |
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$1,000 |
0.748 |
0.75 |
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$25,000 |
0.996 |
1.00 |
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| Money Market |
Minimum |
Div. Rate (%) |
APY* (%) |
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Under $2,500 |
0.200 |
0.20 |
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$2,500 |
0.648 |
0.65 |
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$10,000 |
0.747 |
0.75 |
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$25,000 |
0.797 |
0.80 |
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$40,000 |
0.847 |
0.85 |
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$100,000 |
0.896 |
0.90 |
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| High Yield Savings |
Minimum |
Div. Rate (%) |
APY* (%) |
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Under $10,000 |
0.200 |
0.20 |
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$10,000 |
0.896 |
0.90 |
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$25,000 |
0.946 |
0.95 |
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$50,000 |
0.995 |
1.00 |
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$100,000 |
1.045 |
1.05 |
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| Advantage Plus Checking |
Minimum |
Div. Rate (%) |
APY* (%) |
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Under $100 |
0.000 |
0.00 |
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$101 to $1,000 |
4.000 |
4.00 |
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$1,000 |
0.050 |
0.05 |
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| Value Plus Checking |
Minimum |
Div. Rate (%) |
APY* (%) |
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None |
0.150 |
0.15 |
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Dividend Plus &
Non-Profit Checking |
Minimum |
Div. Rate (%) |
APY* (%) |
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Under $500 |
0.000 |
0.00 |
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$500 |
0.050 |
0.05 |
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$1,000 |
0.050 |
0.05 |
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$2,500 |
0.100 |
0.10 |
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$5,000 |
0.150 |
0.15 |
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$10,000 |
0.200 |
0.20 |
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| Business Checking |
Minimum |
Div. Rate (%) |
APY* (%) |
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Under $1,000 |
0.000 |
0.00 |
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$1,000 |
0.050 |
0.05 |
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$5,000 |
0.050 |
0.05 |
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$10,000 |
0.100 |
0.10 |
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$25,000 |
0.150 |
0.15 |
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$50,000 |
0.200 |
0.20 |
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Edge Plus Checking
(< 24 Years Old) |
Minimum |
Div. Rate (%) |
APY* (%) |
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None |
0.100 |
0.10 |
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Money Minder Savings
(< 12 Years Old) |
Minimum |
Div. Rate (%) |
APY* (%) |
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$5 |
0.449 |
0.45 |
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Money Maker Savings
(13 to 17 Years Old) |
Minimum |
Div. Rate (%) |
APY* (%) |
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$5 |
0.449 |
0.45 |
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$1,000 |
1.195 |
1.20 |
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Primary Share (Savings),
Club Accounts |
Minimum |
Div. Rate (%) |
APY* (%) |
| Primary Share (Savings) |
$5 |
0.250 |
0.25 |
| Christmas Club |
$5 |
0.300 |
0.30 |
| Vacation Club |
$5 |
0.300 |
0.30 |
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* The Annual Percentage Yield is accurate as of the Effective Date. A penalty may be imposed if
you withdraw any of the funds before the maturity date. Rates are subject to change without notice.
Fees may reduce the earnings on all accounts. Rates may change after account is opened. This
credit union is insured by the National Credit Union Administration - A U.S. Government Agency.
Please call us for current rate information at 800-779-5555.
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