McGladrey LLP, is hosting an event for small businesses on 2013 Tax Law Updates. It includes the recent law that focuses on reduction of Wisconsin individual income tax rates and the Federal Affordable Care Act. The event is Tuesday, August 27 at the Janesville Country Club and McGladrey is pleased to offer 1.5 CPE credits. Registration begins at 2:30 pm, the presentation is at 3:00 pm, and cocktails will be served at 4:30 pm. Contact Pattie Meyer at McGladrey for more information at 608-741-9211 or firstname.lastname@example.org.
Blackhawk Community Credit Union was recently awarded a grant from the Wisconsin Credit Union Foundation to help offer web-based personal finance lessons to students in grades K-12 in the Janesville School District. To help accomplish this goal, we purchased 10 iPads that serve as portable teaching devices. Each iPad includes 20 applications that we researched and selected to meet the needs of various grade levels on key financial topics and to appeal to student interests. This summer we have been designing lessons for students to use with the iPads to engage in financial learning and decision-making. Lessons will cover such areas as saving and wealth building, improving creditworthiness and budgeting. We are also training six of our student tellers to be Financial Literacy Student Ambassadors. They will serve as role models and leaders in their schools providing peer-to-peer financial education. With the partnership we established with the Janesville Schools, the District is now
On Friday, June 28, half of the procceds from the first 100 cups of ice cream sold at Coldstone Creamery will be generously donated to Blackhawk Community Credit Union's Relay for Life team to walk to end cancer. Join us for a sweet treat and a great cause! Listen here to our radio spot.
Call your Legislators today! Help us let our representatives know that credit unions should continue as tax exempt cooperatives. Please read more about what's happening in a letter from Blackhawk's CEO, Sherri Stumpf here and visit www.DontTaxMyCreditUnion.org to help.
Blackhawk Community Credit Union is proud to be the title sponsor for the 10th annual Boys & Girls Club Scramble for Youth Golf Outing on May 23. Please see their website at www.bgcjanesville.org for all of the details and to join us!
Join the Blackhawk family by participating in the second annual Pound the Pavement Run/Walk for Habitat for Humanity on Saturday, May 18. Listen to the radio spot here and register today at www.active.com.
4 Ways to Budget Smarter, Not Harder Creating a budget is a life necessity - one that consumers, businesses, and governments alike must address. Unfortunately, more than half of Americans lack a budget to help track and understand their personal spending habits. Why do so many people continue to turn a blind eye to their personal finances? Many would likely claim that a budget is either too tough to follow, or too time-consuming to prepare. However, if you can learn to make smarter decisions, and take simple actions to control spending, then maintaining a solid budget could become second nature. Here are four tips to help make your budgeting process smarter, more efficient, and easier to follow. 1. Understand opportunity cost If you’ve ever taken a class in economics, you may remember this term. Opportunity cost is, to put it simply, the benefits you sacrifice by choosing one action instead of another. When applied to your budget and spending, this concept is an important
Buying Your First Car: 5 Tips for Success Laura Edgar is a senior writer for NerdWallet.com, a personal finance website dedicated to helping you make smart financial decisions. Shopping for your first car is definitely exciting, but it can also be stressful. Ease the burden on yourself by planning ahead. You’ll save yourself time and money, and possibly avert disaster. These five tips will help make your car buying experience a positive one. 1. Know your budget Cars are expensive, so if you’re like most people, you’ll probably need an auto loan. This is especially true if you’re buying a new car. You’ll need at least a few thousand dollars in your savings account for the down payment, and then another several hundred each month for your loan payments. If you’ve got a few thousand dollars saved up, you may be able to buy a used car without borrowing money. Even if you can afford a new car, don’t write-off the possibility of a used car just yet. According to Kelley Blue Book,
In support of Money Smart Week® 2013, Rock County sponsors are presenting a Money Smart Kid Essay Contest. The winners will receive one of four scholarships. For all of the details, go to www.MoneySmartWeek.org or download the application here.
It has come to our attention that some members received a scam phone call this past Saturday afternoon and evening (3/16/13) reporting that their debit and credit cards were deactivated or suspended. Members were then prompted to enter their card number in an automated system. Please remember that Blackhawk will never ask you for this kind of information over the phone or online. If you received this call and entered your card information, please contact us immediately at 608.755.6065 and we will stop your card and order you a new one. If you received the call and hung up without entering any information, your card is safe.