On Tuesday, October 14 at 6:00 pm, we will be hosting a seminar on Managing Your Taxes in partnership with Liberty Tax Service. The seminar will be held at our Janesville Court Street Branch and is free of charge. To reserve your spot, please call Tammy McCaslin-Krebs at 608-314-1154. We hope to see you there!
You may have noticed early on Sunday, 9/28, that the Blackhawk website was down unexpectedly. All of your personal information was protected during this time and online banking was not affected. We take online security very seriously and have taken steps to help prevent this from happening again. Please contact us at 800-779-5555, if you have any questions or concerns.
ON SATURDAY, OCTOBER 18, ALL BRANCHES WILL BE CLOSED AND ONLINE BANKING TOOLS UNAVAILABLE We are upgrading our servers and all systems will be down temporarily while this occurs. Systems will shut down on Friday, October 17 at 6:30pm through Saturday October 18. All systems including online and phone banking will be down. Your credit and debit cards will continue to work for purchases and cash through the weekend but balances and transfers will not be available until the systems are back online. We are working to restore services as soon as possible on Saturday. All branches will be closed on Saturday, October 18. If you have any questions, please contact us at 800.779.5555.
As you may know, on April 8, 2014, Microsoft discontinued its support of its Windows XP operating system. Windows XP users have been unable to upgrade their Internet Explorer (IE) browser beyond IE8. Unfortunately, with this discontinuation of support from Microsoft, there will be no future security patches that will be needed to use Blackhawk Community Credit Union’s online banking system in the future. As of June 26, 2014, our online banking will no longer support IE8 as a browser. Although IE8 may continue to work for an indefinite period of time, we recommend that you download an updated internet browser, such as Firefox, or upgrade. If you have questions or if we can be of assistance, please contact our Call Center at 800-779-5555.
Will you volunteer with us? We are looking for 50 volunteers for Friday, June 26, to help us fill 1,000 grocery bags with non-perishable food that was donated from Convoy of Hope to be given away at Freedom Fest on Saturday, June 27. Freedom Fest is a family-friendly, alcohol-free community event that is being held on Saturday, June 27 at New Life Assembly of God Church. The gates open at 10:00 am. The event is free to anyone in our community. There will be entertainment, music, carnival rides and fireworks. We will begin filling bags at 10:00 am on Friday, June 26, and will be there until the semi-truck is empty. You can volunteer for the amount of time that works best for you. Please RSVP to Colleen Curtis-Trappe at 608-314-1101 or firstname.lastname@example.org. The address for New Life Assembly of God Church is 2416 N. Wright Road, Janesville. Thank you for joining us!
If you are a Blackhawk Community Credit Union credit cardholder, you will be receiving a separate paper credit card statement in the mail this month, even if you normally receive eStatements. This is an interim credit card statement during the completion of our conversion to a new processor. However, next month, your credit card statement will return to being included in your member statement or sent as an eStatement. Your June credit card statement will also provide full credit of your rewards balance. After June 2, points can be redeemed online at www.curewards.com or by phone at (800) 637-7728. We appreciate your business and your patience during our conversion. If you have any questions, our Call Center is here to help at (800) 779-5555.
A few months ago, Blackhawk announced we would be consolidating our Stoughton branch into our Edgerton location. At that time, we were attempting to sell the building to another financial institution. "We considered multiple offers; however each one came with stipulations that I did not feel were good for our membership. I know that our members are loyal and committed to Blackhawk Community Credit Union, so we would not consider a move that would jeopardize our relationship with you," said Sherri Stumpf, CEO. After reviewing all of our immediate options and hearing your comments, we have decided to keep the branch open with a fresh approach and a number of operational changes. The change that will impact you directly is the branch schedule. We will operate our drive through Monday – Friday from 9:00 am – 5:30 pm and our lobby from 10:00 am – 4:00 pm. As of May 1, 2014, we will be closed on Saturdays. If you should find yourself in a position where you need a special accommodation
John Gower is a writer for NerdWallet.com, a personal finance website dedicated to helping you make smart financial decisions. Taking Immediate Action against Elder Financial Abuse Once you know the signs and the perpetrators of elder financial abuse, you will be more likely to recognize it. The next step is to act. Witnessing this form of exploitation can be devastating ─ especially when the abuser is a relative who you and the elder both trust. While you may still be in shock and need time to process the information, it’s vital to take measures to stop it immediately. Following these steps is a good place to start: Take Financial Control If an aging loved one is being pressured into giving money to another family member or a caretaker, take control of their accounts. The elder may have a difficult time saying no to the abuser or may not even realize they’re being taken advantage of. For example, let’s say you’ve known your sister has been in debt before. You’ve noticed
John Gower is a writer for NerdWallet.com, a personal finance website dedicated to helping you make smart financial decisions. Knowing the signs and stopping the crime are the steps to take in the immediate event of abuse, but what about the future? You don’t need to wait around to protect aging loved ones from being targeted for financial exploitation. Build up reinforcement measures and guard their finances against those who would like to use them for their own purposes. 1. Check in occasionally It may seem obvious but this step is often overlooked. By checking in with the loved one, you can tell if any changes occur, whether in health, habits, or even conversation topics. These can help you assess their psychological condition (if you think an onset of dementia or Alzheimer’s is coming) and how they’re spending their time and money. Any abrupt changes in financial habits such as forgetting bills, spending far in excess of normal monthly obligations, or excessive gift-giving
John Gower is a writer for NerdWallet.com, a personal finance website dedicated to helping you make smart financial decisions. Identifying Elder Financial Abuse: The Signs and the Perpetrators As people grow older, they unfortunately become more vulnerable to certain types of crimes. We all know about the dangers of walking alone at night, or carrying lots of cash, but elder financial abuse is another common risk that many seniors and their families fail to understand. Sadly, it often occurs at the hand of a person the elder knows and trusts. The Centers for Disease Control (CDC) defines financial abuse (or exploitation) as “the unauthorized or improper use of the resources of an elder for monetary or personal benefit, profit, or gain.” More specifically, this means any forging, misusing, or stealing money or possessions from an elder. This includes forcing or deceiving the elder into surrendering his finances, as well as wrongfully using guardianship or power of attorney for