Health/Prescription Drug, Dental and Vision Plans

Blackhawk Community Credit Union offers all regular employees the option to participate in our health, prescription drug, dental and vision plans. BHCCU will pay a portion of the monthly premium, with the employee portion of the premium payable automatically through payroll deduction. Employees also have the option of paying their portion of the premiums using pre-tax dollars through the Flexible Spending plan.

Flexible Spending Account

This plan allows employees to defer pre-tax dollars to a health care reimbursement account to pay for non-reimbursed medical, dental, vision and prescription bills; or to a dependent care reimbursement account to cover childcare expenses. Each year, you designate how much you wish to defer, based on your anticipated out of pocket expenses. The amount you designate is deducted from each paycheck in equal installments and deposited in the respective accounts. As you incur these expenses, you submit proof and are reimbursed.

Life Insurance/Accidental Death and Dismemberment

Blackhawk Community Credit Union provides all regular employees Group Life Insurance at no cost to the employee, with Accidental Death and Dismemberment benefits.

Short and Long Term Disability

Regular, full-time and part-time employees are eligible for income protection through the short and long-term disability plans in the event of an extended illness or disability. Short-term disability provides for a certain level of income replacement based upon your length of service and length of disability. Long-term disability provides for a percentage of your base monthly earnings up to a maximum monthly benefit, after meeting the qualifying time period.

Retirement

In an effort to help its employees achieve retirement goals, Blackhawk Community Credit Union provides all regular employees with a Defined Benefit Cash Balance plan, in which the employer contributes 5% of the employee’s earnings.

In addition to the Defined Benefit Cash Balance plan, Blackhawk Community Credit Union also offers employees a 401(k) Savings Plan. Employees have a variety of pre-tax options to contribute to, as well as a post-tax Roth 401(k) option.

Eligible employees can sign up for this plan once eligibility requirements are met. You direct the investment of your money and are able to change your investment options as you see fit. Y ou also have the option to change your deferral percentage on a quarterly basis.

Holidays

Blackhawk Community Credit Union observes the following holidays each calendar year: New Year’s Day, President’s Day, after 12:30 on Good Friday, Memorial Day, Independence Day (July 4), Labor Day, Veteran’s Day, Thanksgiving Day, after 12:30 on Christmas Eve, Christmas Day, after 12:30 on New Year’s Eve.

Continuing Education/Tuition Reimbursement

Employees who have completed 1 year of service may apply for an educational assistance program to maintain or improve skills in your current position or enhance your knowledge making you eligible or advancement in the credit union/financial industry.

Employee Assistance Program

Blackhawk Community Credit Union understands that sometimes employees face challenges, and need someone to talk to. The Employee Assistance Program (EAP) is an added benefit to make sure you have the support you need when life’s inevitable challenges seem too much.